Guest Payment Methods

Haven supports a wide range of payment methods so your guests can pay how they prefer. All payments are processed securely through Stripe and settled to the host's connected Stripe account — the host is the provider and seller of the stay, and Haven facilitates the payment on the host's behalf.

Supported Payment Methods

Guests can pay for bookings using:

Cards

Credit and debit cards — Visa, Mastercard, American Express, Discover, JCB, and more
Apple Pay — One-tap checkout on Safari and iOS devices
Google Pay — Quick checkout on Chrome and Android devices

Digital Wallets

Link — Stripe's one-click checkout; guests save their info once and pay faster on future bookings
Cash App Pay — Available for US guests

Buy Now, Pay Later (BNPL)

Klarna — Pay in installments or later; popular in the US, UK, and Europe
Affirm — Pay over time with fixed monthly payments; available in the US and Canada

Bank Transfers

Pay by Bank — Direct bank transfer (US); some guests may see a "$5 back" incentive

Buy Now, Pay Later & Installments

Haven supports buy now, pay later and pay in installments through Klarna and Affirm. Guests can:

Split the cost — Pay in 4 interest-free installments (Klarna) or over 3–48 months (Affirm)
Pay later — Pay 30 days after checkout (Klarna, where available)
Flexible financing — Choose the option that works for their budget

These options appear automatically at checkout when the guest and transaction qualify (based on amount, currency, and location).

How It Works

Guest selects dates and views the total price
At checkout, they see all available payment methods for their location and device
They choose their preferred method (card, Link, Klarna, Affirm, etc.)
Payment is processed securely through Stripe
Funds are transferred to your connected Stripe account

Availability by Location

Payment method availability depends on:

Guest's billing country — Klarna and Affirm support specific regions (e.g., US, Canada, UK, Europe)
Transaction amount — BNPL options have minimum and maximum amounts
Device — Apple Pay and Google Pay appear when the guest's browser or device supports them

Guests in the US typically see the widest range of options, including Klarna, Affirm, Link, Apple Pay, Google Pay, and Cash App Pay.

Technical Reference

The checkout session is built in:

src/lib/stripe/checkout/build-checkout-session.ts — Creates the Stripe Checkout Session. Payment methods are determined automatically by Stripe based on the connected account's capabilities and the charge configuration.

Payment methods are configured so that:

Cards include Apple Pay and Google Pay when the guest's device supports them
Additional methods like Klarna, Affirm, and Link appear automatically when enabled on the host's connected Stripe account